Whether you're new to investing or already an expert, you can choose your own investments with our Stocks and Shares ISAs.

Individual Savings Accounts (ISA) are sometimes referred to as tax ‘wrappers’, because the money held in them is sheltered from both Income Tax and Capital Gains Tax.

Any increase in capital value of the investments in your stocks and shares ISA is free of Capital Gains Tax. Whilst most income is tax-free from your stocks and shares ISA.

Although investing is best with a long term view, you can withdraw your money whenever you need to.

Stocks and Shares ISA is similar to a shopping basket. The investments you put into the basket are up to you. Your ISA allowance can be divided across the four different types of ISAs: cash, stocks and shares, innovative finance or lifetime. Although the maximum you can put into a lifetime ISA is £4,000 each tax year.

You can make a lump sum investment and/or regular or ad hoc contributions throughout the tax year. Each tax year you can only pay into one stocks and shares ISA, however you can open a new ISA with a different provider each year if you want to.

This does not constitute tax and/or legal advice and should not be relied upon as such. You should seek tax, legal or other professional advice before acting or relying on any content.